Author archives: Eddie Holland

How Reducing Your SC Tax Bill May Benefit Special Needs Students

Taxes

How Reducing Your SC Tax Bill May Benefit Special Needs Students

by on June 13, 2018

By now, you are probably aware that Congress approved a massive Federal income tax reform on December 22, 2017. For individuals, some of these changes have been well documented, including the increased standard deduction amount, the reduced income tax rates, and the increased child tax credit. However, others have garnered less...
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How Reducing Your SC Tax Bill May Benefit Special Needs Students

by on June 13, 2018

By now, you are probably aware that Congress approved a massive Federal income tax reform on December 22, 2017. For individuals, some of these changes have been well documented, including the increased standard deduction amount, the reduced income tax rates, and the increased child tax credit. However, others have garnered less...
Continue Reading »


How Reducing Your SC Tax Bill May Benefit Special Needs Students
Why Your Holiday List Should Include This Tax Strategy

Taxes

Why Your Holiday List Should Include This Tax Strategy

by on Nov. 8, 2017

      It’s that time of year again. No, not pre-Black Friday shopping lists, Thanksgiving meal to-dos, Christmas decorations in Wal-Mart, or college football season (ok…maybe college football season). It’s annual last-minute income tax planning time. If you are like most Americans, you despise paying taxes and loathe even...
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Why Your Holiday List Should Include This Tax Strategy

by on Nov. 8, 2017

      It’s that time of year again. No, not pre-Black Friday shopping lists, Thanksgiving meal to-dos, Christmas decorations in Wal-Mart, or college football season (ok…maybe college football season). It’s annual last-minute income tax planning time. If you are like most Americans, you despise paying taxes and loathe even...
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Why Your Holiday List Should Include This Tax Strategy
How to Lower Your Medicare Premium

Social Security, Taxes

How to Lower Your Medicare Premium

by on June 13, 2017

$428.60 per month!!  That’s what some of you could be paying in Medicare Part B premiums if your income is “high enough” based on IRS standards.  There are five tiers of Medicare Part B premiums ranging from $134.00/month to $428.60/month.  Medicare Part B premium amounts are based on your Modified...
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How to Lower Your Medicare Premium

by on June 13, 2017

$428.60 per month!!  That’s what some of you could be paying in Medicare Part B premiums if your income is “high enough” based on IRS standards.  There are five tiers of Medicare Part B premiums ranging from $134.00/month to $428.60/month.  Medicare Part B premium amounts are based on your Modified...
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How to Lower Your Medicare Premium
Should You Consider Buying Less Life Insurance?

Social Security

Should You Consider Buying Less Life Insurance?

by on May 5, 2017

Have you ever wondered how much life insurance you should buy?  Some “financial experts” argue that you need an amount equal to a certain number times your salary (e.g. 10 times your salary) while others argue that you need enough to pay off your debt, replace your income, and cover...
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Should You Consider Buying Less Life Insurance?

by on May 5, 2017

Have you ever wondered how much life insurance you should buy?  Some “financial experts” argue that you need an amount equal to a certain number times your salary (e.g. 10 times your salary) while others argue that you need enough to pay off your debt, replace your income, and cover...
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Should You Consider Buying Less Life Insurance?
Your Spouse May Be Worth Even More Than You Think!

Social Security

Your Spouse May Be Worth Even More Than You Think!

by on May 5, 2017

“Can I draw a Social Security benefit from my spouse?”  This question came from a couple (let’s call them Jim and Mary) who attended a Social Security session at a recent Michelin pre-retirement seminar.  During the presentation, I spent some time discussing various Social Security claiming options including spousal benefits. ...
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Your Spouse May Be Worth Even More Than You Think!

by on May 5, 2017

“Can I draw a Social Security benefit from my spouse?”  This question came from a couple (let’s call them Jim and Mary) who attended a Social Security session at a recent Michelin pre-retirement seminar.  During the presentation, I spent some time discussing various Social Security claiming options including spousal benefits. ...
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Your Spouse May Be Worth Even More Than You Think!
Why You Should Consider Double Dipping

Taxes

Why You Should Consider Double Dipping

by on Aug. 17, 2016

Quick! What’s the first image that pops into your head when you hear the term “double dipping”? If you’re a Seinfeld fan, chances are it’s the episode of George being chided for double dipping (i.e., using one chip for multiple dips in the same serving bowl). For those of you...
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Why You Should Consider Double Dipping

by on Aug. 17, 2016

Quick! What’s the first image that pops into your head when you hear the term “double dipping”? If you’re a Seinfeld fan, chances are it’s the episode of George being chided for double dipping (i.e., using one chip for multiple dips in the same serving bowl). For those of you...
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Why You Should Consider Double Dipping
Three Social Security Mistakes To Avoid

Social Security

Three Social Security Mistakes To Avoid

by on April 14, 2016

Can we all agree that Social Security claiming strategies are complex and sometimes very confusing? Although Social Security has garnered quite a bit of attention over the past few years from financial “experts” and mainstream media alike, I feel there is still a great deal of confusion among most people...
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Three Social Security Mistakes To Avoid

by on April 14, 2016

Can we all agree that Social Security claiming strategies are complex and sometimes very confusing? Although Social Security has garnered quite a bit of attention over the past few years from financial “experts” and mainstream media alike, I feel there is still a great deal of confusion among most people...
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Three Social Security Mistakes To Avoid
Why Your Financial Advisor Should Care About More Than Just Your 401(k)

401(k), Budgeting, Comprehensive Financial Planning, Education Planning, Estate Planning, Retirement

Why Your Financial Advisor Should Care About More Than Just Your 401(k)

by on April 9, 2015

Money! Mansions! Maseratis! If this is your perception of financial advisors, a sort of Wolf of Wall Street caricature, you are not alone. According to a study completed by Charles Schwab in 2014 titled "Generation Now Study," those were some of the words and pictures used to describe financial advisors....
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Why Your Financial Advisor Should Care About More Than Just Your 401(k)

by on April 9, 2015

Money! Mansions! Maseratis! If this is your perception of financial advisors, a sort of Wolf of Wall Street caricature, you are not alone. According to a study completed by Charles Schwab in 2014 titled "Generation Now Study," those were some of the words and pictures used to describe financial advisors....
Continue Reading »


Why Your Financial Advisor Should Care About More Than Just Your 401(k)
Why you shouldn't leave certain assets to your estate

Estate Planning, Beneficiary Designations, Taxes

Why you shouldn't leave certain assets to your estate

by on Jan. 30, 2015

You may be like many people in that your largest asset is a tax-deferred retirement account (e.g., 401(k), IRA, 403(b), 457, etc.). Most likely, your plan is to use these accounts to provide cash flow during your retirement years and then pass the remainder to your heirs at death. However,...
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Why you shouldn't leave certain assets to your estate

by on Jan. 30, 2015

You may be like many people in that your largest asset is a tax-deferred retirement account (e.g., 401(k), IRA, 403(b), 457, etc.). Most likely, your plan is to use these accounts to provide cash flow during your retirement years and then pass the remainder to your heirs at death. However,...
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Why you shouldn't leave certain assets to your estate
An umbrella . . . don't leave home without it!

Insurance

An umbrella . . . don't leave home without it!

by on Nov. 3, 2014

If you are a client of PlanFIRST, chances are you have heard one of your advisors discuss the importance of having an umbrella, or PLUP (personal liability umbrella policy), insurance policy. For those not familiar with a PLUP, allow me to take a few minutes to explain what a PLUP...
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An umbrella . . . don't leave home without it!

by on Nov. 3, 2014

If you are a client of PlanFIRST, chances are you have heard one of your advisors discuss the importance of having an umbrella, or PLUP (personal liability umbrella policy), insurance policy. For those not familiar with a PLUP, allow me to take a few minutes to explain what a PLUP...
Continue Reading »


An umbrella . . . don't leave home without it!
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