Category archives: 401(k)

Have You Unknowingly Disinherited Your Grandchildren?

401(k), Estate Planning, Beneficiary Designations, IRA

Have You Unknowingly Disinherited Your Grandchildren?

by on Feb. 22, 2017

The NY Post published an article a number of years ago that was a stark reminder of the importance of checking your beneficiary designations.  “A Brooklyn man says he was left destitute when his late wife’s pension, worth nearly $1 million, was awarded to his sister-in-law on a technicality…The Friedmans...
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Have You Unknowingly Disinherited Your Grandchildren?

by on Feb. 22, 2017

The NY Post published an article a number of years ago that was a stark reminder of the importance of checking your beneficiary designations.  “A Brooklyn man says he was left destitute when his late wife’s pension, worth nearly $1 million, was awarded to his sister-in-law on a technicality…The Friedmans...
Continue Reading »


Have You Unknowingly Disinherited Your Grandchildren?
Why Your Financial Advisor Should Care About More Than Just Your 401(k)

401(k), Budgeting, Comprehensive Financial Planning, Education Planning, Estate Planning, Retirement

Why Your Financial Advisor Should Care About More Than Just Your 401(k)

by on April 9, 2015

Money! Mansions! Maseratis! If this is your perception of financial advisors, a sort of Wolf of Wall Street caricature, you are not alone. According to a study completed by Charles Schwab in 2014 titled "Generation Now Study," those were some of the words and pictures used to describe financial advisors....
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Why Your Financial Advisor Should Care About More Than Just Your 401(k)

by on April 9, 2015

Money! Mansions! Maseratis! If this is your perception of financial advisors, a sort of Wolf of Wall Street caricature, you are not alone. According to a study completed by Charles Schwab in 2014 titled "Generation Now Study," those were some of the words and pictures used to describe financial advisors....
Continue Reading »


Why Your Financial Advisor Should Care About More Than Just Your 401(k)
Understanding net unrealized appreciation (NUA)

401(k), Investments, IRA, Taxes

Understanding net unrealized appreciation (NUA)

by on March 6, 2015

If you are approaching retirement, you should review the most tax-efficient way to exit your employer-sponsored company retirement plan, especially if you own company stock in your qualified retirement account. If your company stock has appreciated significantly, a net unrealized appreciation (NUA) tax strategy may be a consideration for you....
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Understanding net unrealized appreciation (NUA)

by on March 6, 2015

If you are approaching retirement, you should review the most tax-efficient way to exit your employer-sponsored company retirement plan, especially if you own company stock in your qualified retirement account. If your company stock has appreciated significantly, a net unrealized appreciation (NUA) tax strategy may be a consideration for you....
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Understanding net unrealized appreciation (NUA)
Retirement plan contributions -- to do or not to do?

401(k), Retirement

Retirement plan contributions -- to do or not to do?

by on June 16, 2014

Clients occasionally ask whether they should make contributions to their employer's retirement plan. The factors that we consider in making a recommendation to a client include: - The level of employer "matching" retirement plan contributions - Projected annual taxable income levels before and after retirement- Whether the "forced" discipline of...
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Retirement plan contributions -- to do or not to do?

by on June 16, 2014

Clients occasionally ask whether they should make contributions to their employer's retirement plan. The factors that we consider in making a recommendation to a client include: - The level of employer "matching" retirement plan contributions - Projected annual taxable income levels before and after retirement- Whether the "forced" discipline of...
Continue Reading »


Retirement plan contributions -- to do or not to do?

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