Category archives: Investments

Investments

Market Downturn Surprise

Behavioral Finance, Investments

Market Downturn Surprise

by on Feb. 9, 2018

Surprised at the recent “correction” in the stock market—really?  Within the space of two trading days, the S&P 500 Index declined 6.13%!  I jokingly tell folks who have seen my news segments on WYFF4 that when they see me on TV, that probably means that something bad is happening.  Rarely...
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Market Downturn Surprise

by on Feb. 9, 2018

Surprised at the recent “correction” in the stock market—really?  Within the space of two trading days, the S&P 500 Index declined 6.13%!  I jokingly tell folks who have seen my news segments on WYFF4 that when they see me on TV, that probably means that something bad is happening.  Rarely...
Continue Reading »


Market Downturn Surprise
Deciphering the Pieces of an Indexed Annuity

Investments, Diversification, Retirement

Deciphering the Pieces of an Indexed Annuity

by on March 30, 2015

We regularly get inquiries from clients trying to understand more about indexed annuity products that they’ve heard about on a talk show, or in an advertisement, or perhaps from a family member. Sometimes they are intrigued because it seems it is a way to get “all the upside of the...
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Deciphering the Pieces of an Indexed Annuity

by on March 30, 2015

We regularly get inquiries from clients trying to understand more about indexed annuity products that they’ve heard about on a talk show, or in an advertisement, or perhaps from a family member. Sometimes they are intrigued because it seems it is a way to get “all the upside of the...
Continue Reading »


Deciphering the Pieces of an Indexed Annuity
Understanding net unrealized appreciation (NUA)

401(k), Investments, IRA, Taxes

Understanding net unrealized appreciation (NUA)

by on March 6, 2015

If you are approaching retirement, you should review the most tax-efficient way to exit your employer-sponsored company retirement plan, especially if you own company stock in your qualified retirement account. If your company stock has appreciated significantly, a net unrealized appreciation (NUA) tax strategy may be a consideration for you....
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Understanding net unrealized appreciation (NUA)

by on March 6, 2015

If you are approaching retirement, you should review the most tax-efficient way to exit your employer-sponsored company retirement plan, especially if you own company stock in your qualified retirement account. If your company stock has appreciated significantly, a net unrealized appreciation (NUA) tax strategy may be a consideration for you....
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Understanding net unrealized appreciation (NUA)
Investing in real estate inside your IRA

Investments, Alternatives, IRA, Retirement

Investing in real estate inside your IRA

by on Feb. 2, 2015

Many investors do not realize that IRAs allow for myriad investments beyond just stocks, bonds, and mutual funds. Some examples of these non-traditional investments are LLCs, private stock, oil and gas LPs, real estate, and Limited Partnerships. The popularity of these non-traditional assets is increasing; however, they come with their...
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Investing in real estate inside your IRA

by on Feb. 2, 2015

Many investors do not realize that IRAs allow for myriad investments beyond just stocks, bonds, and mutual funds. Some examples of these non-traditional investments are LLCs, private stock, oil and gas LPs, real estate, and Limited Partnerships. The popularity of these non-traditional assets is increasing; however, they come with their...
Continue Reading »


Investing in real estate inside your IRA
Alternative investment spotlight: an unbe-"REIT"-able idea

Investments, Alternatives, Diversification

Alternative investment spotlight: an unbe-"REIT"-able idea

by on Dec. 1, 2014

Alternative investments present a viable method for diversification among asset classes. Today we will explore a favorite: the Real Estate Investment Trust (REIT). Assets usually fall into one of three categories: equities, fixed income, and alternatives. Historically, direct investment in real estate has been an alternative to marketable securities for...
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Alternative investment spotlight: an unbe-"REIT"-able idea

by on Dec. 1, 2014

Alternative investments present a viable method for diversification among asset classes. Today we will explore a favorite: the Real Estate Investment Trust (REIT). Assets usually fall into one of three categories: equities, fixed income, and alternatives. Historically, direct investment in real estate has been an alternative to marketable securities for...
Continue Reading »


Alternative investment spotlight: an unbe-"REIT"-able idea
The cost of emotional investing

Behavioral Finance, Investments

The cost of emotional investing

by on Nov. 10, 2014

I recently came across a chart from Dalbar Inc. that shows the "average investor" has lagged nearly every asset class over the last 20 years. The typical investor has even managed to underperform cash (represented by three-month T-bills). The 20-year annualized return (as shown by the net of aggregate mutual...
Continue Reading »

The cost of emotional investing

by on Nov. 10, 2014

I recently came across a chart from Dalbar Inc. that shows the "average investor" has lagged nearly every asset class over the last 20 years. The typical investor has even managed to underperform cash (represented by three-month T-bills). The 20-year annualized return (as shown by the net of aggregate mutual...
Continue Reading »


The cost of emotional investing

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