Category archives: IRA

Why Cunning Investors Aren’t Duped By This Quarter’s Mammoth Tax Adjustments In Earnings

IRA, Taxes

Why Cunning Investors Aren’t Duped By This Quarter’s Mammoth Tax Adjustments In Earnings

by on Feb. 2, 2018

We are about to see the new earnings reports for some of the largest public companies in the market. Because of the new corporate income tax laws signed into law in December, companies are scurrying to account for the changes making last year’s faith and optimism become reality. It promises...
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Why Cunning Investors Aren’t Duped By This Quarter’s Mammoth Tax Adjustments In Earnings

by on Feb. 2, 2018

We are about to see the new earnings reports for some of the largest public companies in the market. Because of the new corporate income tax laws signed into law in December, companies are scurrying to account for the changes making last year’s faith and optimism become reality. It promises...
Continue Reading »


Why Cunning Investors Aren’t Duped By This Quarter’s Mammoth Tax Adjustments In Earnings
Don’t Make This CRITICAL Mistake When Inheriting an IRA!

Estate Planning, IRA

Don’t Make This CRITICAL Mistake When Inheriting an IRA!

by on July 3, 2017

It seems innocent enough—Joe dies with an Individual Retirement Account. Joe named his wife, Sally, as the beneficiary—so far so good. Sally is overwhelmed with not only grieving over her lost spouse, but also all of the trauma and details that follow someone’s death. There’s the planning for the funeral;...
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Don’t Make This CRITICAL Mistake When Inheriting an IRA!

by on July 3, 2017

It seems innocent enough—Joe dies with an Individual Retirement Account. Joe named his wife, Sally, as the beneficiary—so far so good. Sally is overwhelmed with not only grieving over her lost spouse, but also all of the trauma and details that follow someone’s death. There’s the planning for the funeral;...
Continue Reading »


Don’t Make This CRITICAL Mistake When Inheriting an IRA!
Have You Unknowingly Disinherited Your Grandchildren?

401(k), Estate Planning, Beneficiary Designations, IRA

Have You Unknowingly Disinherited Your Grandchildren?

by on Feb. 22, 2017

The NY Post published an article a number of years ago that was a stark reminder of the importance of checking your beneficiary designations.  “A Brooklyn man says he was left destitute when his late wife’s pension, worth nearly $1 million, was awarded to his sister-in-law on a technicality…The Friedmans...
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Have You Unknowingly Disinherited Your Grandchildren?

by on Feb. 22, 2017

The NY Post published an article a number of years ago that was a stark reminder of the importance of checking your beneficiary designations.  “A Brooklyn man says he was left destitute when his late wife’s pension, worth nearly $1 million, was awarded to his sister-in-law on a technicality…The Friedmans...
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Have You Unknowingly Disinherited Your Grandchildren?
Should You Convert Your IRA to a Roth IRA?

IRA

Should You Convert Your IRA to a Roth IRA?

by on July 28, 2016

The Roth IRA has grown in use and popularity among investors, financial planners, and CPA practitioners since its creation in August of 1997. Many times, converting your IRA to a Roth IRA can substantially reduce your income taxes over a long-term horizon. Is it right for you? Why use a...
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Should You Convert Your IRA to a Roth IRA?

by on July 28, 2016

The Roth IRA has grown in use and popularity among investors, financial planners, and CPA practitioners since its creation in August of 1997. Many times, converting your IRA to a Roth IRA can substantially reduce your income taxes over a long-term horizon. Is it right for you? Why use a...
Continue Reading »


Should You Convert Your IRA to a Roth IRA?
How to Make the Most of IRA Charitable Rollovers

IRA

How to Make the Most of IRA Charitable Rollovers

by on May 24, 2016

At the end of 2015, Congress (as part of the PATH Act) finally provided some relief to the IRA Charitable Rollover (more popularly known as the Qualified Charitable Distribution [QCD]) uncertainty and made the QCD permanent! What exactly is a QCD, and how will it benefit me? If you are...
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How to Make the Most of IRA Charitable Rollovers

by on May 24, 2016

At the end of 2015, Congress (as part of the PATH Act) finally provided some relief to the IRA Charitable Rollover (more popularly known as the Qualified Charitable Distribution [QCD]) uncertainty and made the QCD permanent! What exactly is a QCD, and how will it benefit me? If you are...
Continue Reading »


How to Make the Most of IRA Charitable Rollovers
Avoid the Biggest Mistake When You Inherit an IRA or Non-qualified Annuity!

IRA, Taxes

Avoid the Biggest Mistake When You Inherit an IRA or Non-qualified Annuity!

by on April 15, 2016

A listener wrote to me and asked, “How does the RMD (Required Minimum Distribution) work if I am the beneficiary for my mother that was 81 when she died? She had 2 annuities and a mutual fund.” The biggest mistake he could make would be to take all of the...
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Avoid the Biggest Mistake When You Inherit an IRA or Non-qualified Annuity!

by on April 15, 2016

A listener wrote to me and asked, “How does the RMD (Required Minimum Distribution) work if I am the beneficiary for my mother that was 81 when she died? She had 2 annuities and a mutual fund.” The biggest mistake he could make would be to take all of the...
Continue Reading »


Avoid the Biggest Mistake When You Inherit an IRA or Non-qualified Annuity!
Understanding net unrealized appreciation (NUA)

401(k), Investments, IRA, Taxes

Understanding net unrealized appreciation (NUA)

by on March 6, 2015

If you are approaching retirement, you should review the most tax-efficient way to exit your employer-sponsored company retirement plan, especially if you own company stock in your qualified retirement account. If your company stock has appreciated significantly, a net unrealized appreciation (NUA) tax strategy may be a consideration for you....
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Understanding net unrealized appreciation (NUA)

by on March 6, 2015

If you are approaching retirement, you should review the most tax-efficient way to exit your employer-sponsored company retirement plan, especially if you own company stock in your qualified retirement account. If your company stock has appreciated significantly, a net unrealized appreciation (NUA) tax strategy may be a consideration for you....
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Understanding net unrealized appreciation (NUA)
Investing in real estate inside your IRA

Investments, Alternatives, IRA, Retirement

Investing in real estate inside your IRA

by on Feb. 2, 2015

Many investors do not realize that IRAs allow for myriad investments beyond just stocks, bonds, and mutual funds. Some examples of these non-traditional investments are LLCs, private stock, oil and gas LPs, real estate, and Limited Partnerships. The popularity of these non-traditional assets is increasing; however, they come with their...
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Investing in real estate inside your IRA

by on Feb. 2, 2015

Many investors do not realize that IRAs allow for myriad investments beyond just stocks, bonds, and mutual funds. Some examples of these non-traditional investments are LLCs, private stock, oil and gas LPs, real estate, and Limited Partnerships. The popularity of these non-traditional assets is increasing; however, they come with their...
Continue Reading »


Investing in real estate inside your IRA

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