Talking Money® On Air
Expert Financial Planning Insight from Mike Miller
Each Saturday at 10 a.m., Mike Miller provides financial insight and answers your questions on Talking Money®. Stream show archives below.
Talking Money® Airs on 94.5 FM
94.5 WGTK The Answer is the radio home for Talking Money® in the Upstate of SC each Saturday morning.
Upcoming Show Details
Mike Miller hosts the live, call-in radio program, Talking Money®, every Saturday morning from 10:00 to 11:00 on 94.5 WGTK The Answer in the Upstate of SC. If you have a question you would like for him to answer on the radio, call the studio at 864-235-9405, or toll-free at 877-235-9405, during the show times. You can email your questions by clicking on "Ask Mike a Question."
Listen to Recent Shows
2-9-19
Feb. 9, 2019, 10 a.m.
Ethics? You mean a Certified Financial Planner professional has a Code of Ethics to follow! Find out how a CFP® professional is supposed to handle themselves with a client as Mike reviews the new Code Of Ethics from the CFP® Board of Standards.
2-2-19
Feb. 2, 2019, 10 a.m.
What does the Baby Shark craze have to do with the stock market? Mike discusses this phenomenon, plus his current thoughts on the stock market and economy.
1-26-19
Jan. 26, 2019, 10 a.m.
Greenville County Probate Judge Debora Faulkner discusses new probate law changes effective January 1, 2019. Plus, several callers check in to get help working through some serious family drama.
1-19-19
Jan. 19, 2019, 10 a.m.
Research has shown that more than half of widows say they and their spouse did not have a plan for what would happen if one of them died! Mike gives you some great insight into the matters you should discuss and implement—now!
1-12-19
Jan. 12, 2019, 10 a.m.
Mike discusses how to minimize, and even possibly avoid, paying taxes when you sell capital gain property.
1-5-19
Jan. 5, 2019, 10 a.m.
Should investors feel good about 2019? Mike discusses the prospects for 2019 with headwinds like rising interest rates, trade tariffs, and slowing global growth.
2018
12-15-18
Dec. 15, 2018, 10 a.m.
Don’t make any charitable contributions in 2019 until you listen to Mike discuss tax planning for the year-end and 2019!
12-8-18
Dec. 8, 2018, 10 a.m.
Even Wall Street professionals seek counsel from Performance Coaches when the stock market has higher volatility. If they need help, how are we average investors supposed to deal with market volatility? Mike shares his experience from 30 plus years of talking investors off of the proverbial ledge.
12-1-18
Dec. 1, 2018, 10 a.m.
Is China ever going to come clean in the ongoing trade negotiations! Plus, would China rather deal with President Trump or Vice President Pence?
11-10-18
Nov. 10, 2018, 10 a.m.
Mike unpacks 10 year-end things to do with your IRA(s) before December 31, 2018!
11-3-18
Nov. 3, 2018, 10 a.m.
Portfolio manager, Rusty Leonard, CFA, joins Mike in a discussion of the U.S economy and stock market: are overseas losses spreading to the U.S, causing the end of the long bull market? Plus, will the Federal Reserve keep raising interest rates at the same pace they announced earlier?
10-27-18
Oct. 27, 2018, 10 a.m.
Income Tax Planning in retirement is CRUCIAL!! Mike explains how to minimize your taxes on Social Security, avoiding the surtax on Medicare Premiums, and how to prevent tax bracket “creeping."
10-20-18
Oct. 20, 2018, 10 a.m.
Mike tests your Financial Fraud Literacy and shares some important tips to help keep you from being the next victim!
10-13-18
Oct. 13, 2018, 10 a.m.
You shouldn’t invest in the stock market when you get older because you don’t have time to make up for any loss, right? Mike gives some perspective on stocks and how not to invest.
9-29-18
Sept. 29, 2018, 10 a.m.
IRA rules are at best confusing and can cost you thousands of dollars if you take a wrong turn. Mike answers IRA questions from Talking Money listeners Carol and Bill, plus MUCH more! Part II
9-22-18
Sept. 22, 2018, 10 a.m.
IRA rules are at best confusing and can cost you thousands of dollars if you take a wrong turn. Mike answers IRA questions from Talking Money listeners Carol and Bill, plus MUCH more! Part I
9-15-18
Sept. 15, 2018, 10 a.m.
Buzz Aldren thinks he is still just fine mentally, but his children think he is being taken advantage of! Estate Planning attorney, Joel Stoudenmire and Mike discuss how to protect your legacy.
9-1-18
Sept. 1, 2018, 10 a.m.
As a business owner, are you ready to cross the M & A Bridge? What can you do to increase the chances of getting top dollar? Investment Banker Hagen Rogers joins Mike to share his valuable expertise!
8-18-18
Aug. 18, 2018, 10 a.m.
Is it time to panic about the stock market yet? Mike shares his thoughts on the current bull market as well as some surprising statistics about investing since the Great Recession!
8-11-18
Aug. 11, 2018, 10 a.m.
Libby asked the question, “Is there an economic environment in which junk bonds would be an appropriate investment?” Mike explains how bonds versus stocks work and specifically when you might consider “junk bonds."
08-04-18
Aug. 4, 2018, 10 a.m.
Can the US economy sustain a 3% or more growth or are we just on a “sugar high” with a big fall coming?
7-28-18
July 28, 2018, 10 a.m.
Russia in perspective—Mike compares Russia’s economy with Texas. What should we really think about Russia’s economic impact?
7-21-18
July 21, 2018, 10 a.m.
Is there a good way to take the car keys away from a parent that should no longer be driving? Talking Money listeners chime in to tell their stories!
7-14-18
July 14, 2018, 10 a.m.
Should you pay off your mortgage due to the new tax law changes? Plus, is 2018 the year that your IRA/401K will disappear?
7-7-18
July 7, 2018, 10 a.m.
Mike from Spartanburg poses a question to Mike about investing in gold futures and real estate—do you have to use a special broker? Plus, Mike gives his mid-year update on the economy and stock market.
6-30-18
June 30, 2018, 10 a.m.
Are you doing what YOU want to do in retirement or what others expect you to do? Plus, a frank discussion about downsizing—hint, don’t wait until it’s too late!!
6-23-18
June 23, 2018, 10 a.m.
Help special needs children without costing you a penny! Mike and his guest, Eddie Holland, CPA, CFP® discuss the Exceptional SC Scholarship Fund. It’s one of those “too good to be true” offers that actually works!
6-16-18
June 16, 2018, 10 a.m.
Did you know that when a company pays a dividend, the price of the stock drops by the amount of the dividend! Portfolio manager Rusty Leonard, CFA® joins Mike to discuss buying dividend paying stocks as an investment strategy. Plus, Rusty shares his thoughts on where he thinks the stock market and economy are heading this year.
6-9-18
June 9, 2018, 10 a.m.
Qualified Charitable Distributions can’t be used with a Donor Advised Fund, but there are other options. Bobby McDonald, Executive Director of the South Carolina Christian Foundation joins Mike in this very timely discussion.
5-19-18
May 19, 2018, 10 a.m.
Eddie Holland, CPA, CFP® joins Mike to talk about Social Security benefits you are entitled to as a survivor or from your divorced spouse.
5-12-18
May 12, 2018, 10 a.m.
Maximize your giving by minimizing your taxes! Tax Attorney Daniel Hicks discusses with Mike the little known world of CRUTs, CRATs, GRATs, Gift Annuities, and other tax efficient methods of making gifts during your lifetime and through your estate.
5-5-18
May 5, 2018, 10 a.m.
Eddie Holland, CFP®, CPA answers some of the biggest questions relating to Social Security benefits, including your own benefit and spousal benefits.
4-28-18
April 28, 2018, 10 a.m.
Why do 529 plans make the grade for parents in South Carolina? Guest host, Jeremy Weaver, CPA/PFS, and special guest, Ryan White of Columbia Threadneedle Investments, discuss saving for college.
4-14-18
April 14, 2018, 10 a.m.
Don’t make charitable contributions every year and maximize the Standard Deduction! Mike reviews a technique called “bunching deductions” in light of the new tax law.
04-07-18
April 7, 2018, 10 a.m.
What do the new tariffs mean for the economy and stock market? Vident Financial Chief Economist, Jerry Bowyer, and Mike discuss this very timely subject.
3-24-18
March 24, 2018, 10 a.m.
Are Freedom Checks really free? Mike exposes the real agenda behind this promotional. Plus, a different perspective on gold and using life insurance to convert your retirement income to tax-free income! Part II
3-17-2018
March 17, 2018, 10 a.m.
Are Freedom Checks really free? Mike exposes the real agenda behind this promotional. Plus, a different perspective on gold and using life insurance to convert your retirement income to tax-free income! Part I
03-10-18
March 10, 2018, 10 a.m.
What is the Conference Board Leading Economic Index (LEI) and what is it predicting about the U.S. economy?
03-03-18
March 3, 2018, 10 a.m.
Jeremy Weaver discusses how we can help widows
02-24-18
Feb. 24, 2018, 10 a.m.
Eddie Holland discusses some of the biggest changes to the income tax law, the potential impact of the changes, and some potential tax-saving strategies.
02-17-18
Feb. 17, 2018, 10 a.m.
Mike discusses the new 529 tax law at the Good News Spectacular in Greenville.
02-10-18
Feb. 10, 2018, 10 a.m.
Is the current market turmoil the “Bernanke correction”! Mike discusses the current stock market volatility and the Federal Reserve Board reducing its balance sheet contributed.
02-03-18
Feb. 3, 2018, 10 a.m.
How is predicting the weather versus understanding the climate similar to investing? Mike illustrates in a simple way how to weather the volatility in the stock market.
1-20-18
Jan. 20, 2018, 10 a.m.
Where will the price of gold go in 2018? Is the U.S. Government increasingly more likely to default on its debt?
01-06-18
Jan. 6, 2018, 10 a.m.
Mike discusses the market and economy for 2018 with Chartered Financial Analyst, Aradhana Kejriwal.
2017
12-09-17
Dec. 9, 2017, 10 a.m.
Why do mutual funds make capital gain distributions and how can you avoid them? Plus, what the tax legislation making its way through Congress means for you!
12-02-2017
Dec. 2, 2017, 10 a.m.
What is the cause of the surge in consumer optimism this year? Will it last or are we about to have that long-expected market correction?
Join Mike for this important update on the economy and stock market!
11-18-2017
Nov. 18, 2017, 10 a.m.
When is a guarantee not a guarantee? Mike discusses indexed annuities in Part II of this series.
11-11-17
Nov. 11, 2017, 10 a.m.
When is a guarantee not a guarantee? Mike discusses indexed annuities in Part I of this series.
11-04-17
Nov. 4, 2017, 10 a.m.
The latest scams and how to protect against them! Vee Daniel, President of the Upstate Better Business Bureau, joins Mike to help our listeners avoid being the next victim.
10-28-17
Oct. 28, 2017, 10 a.m.
Take the Financial Literacy Quiz and test your Financial Comprehension!
10-21-17
Oct. 21, 2017, 10 a.m.
Live at the 2017 EURO Auto Festival! Special guest, Marti Spencer from Ronald McDonald House Charities® of the Carolinas, discusses making a difference for families with critically ill or injured children. Also, where are oil and gas prices going?
10-14-17
Oct. 14, 2017, 10 a.m.
I don’t have to plan for what I will do when I retire—I’ll just wing it! Mike shares some thoughts on retirement and some surprises that many retirees discovered—Part II
10-07-17
Oct. 7, 2017, 10 a.m.
I don’t have to plan for what I will do when I retire—I’ll just wing it! Mike shares some thoughts on retirement and some surprises that many retirees discovered—Part I
9-30-17
Sept. 30, 2017, 10 a.m.
Finding the right Financial Advisor depends on your questions! Like doctors and accountants, all Certified Financial Planner Professionals are not equally qualified.
9-23-17
Sept. 23, 2017, 10 a.m.
Do you have children going to college in the next 5 years? Student Financial Aid experts Allison Sullivan and Diana O’Bryan discuss some common misconceptions as well as key points to remember when applying for financial aid.
9-16-17
Sept. 16, 2017, 10 a.m.
Mike warns listeners about Ponzi schemes and other scams. Also, what gives the PlanFIRST advisors the most satisfaction has less to do with investment returns, and more about the impact of our advice on client fulfillment and outcomes!
9-09-17
Sept. 9, 2017, 10 a.m.
Mike’s son, David, helps to answer Isaac’s questions about buying his first home: what are some factors to consider, and should you borrow from your 401K to help make the down payment? Plus, as an automotive engineer, David gives his thoughts on hydrogen versus electric powered vehicles.
8-26-17
Aug. 26, 2017, 10 a.m.
The good people of Texas boarded up their homes to protect against Hurricane Harvey. Should they keep it protected all of the time—of course not! Too many “advisers” recommend that you protect your portfolio against a stock market hurricane (2008 type crisis) all of the time. Is there a better way?
8-19-17
Aug. 19, 2017, 10 a.m.
Mike answers a few questions from Diana about what to do with her recently deceased husband’s pension plan and some variable annuities he left her.
8-12-17
Aug. 12, 2017, 10 a.m.
Can you trust your trustee? Estate planning attorney, Daniel Hicks, joins Mike to discuss the many types of trusts to consider and what to consider when picking a trustee.
8-05-17
Aug. 5, 2017, 10 a.m.
Miracle Hill Ministries hosts a live remote with Mike at their Powdersville Thrift Store.
7-29-17
July 29, 2017, 10 a.m.
Does Passive (Index) investing beat most Active managers or just the “closet indexers”? Plus, Mike unpacks the question: Is passive investing in a bubble that will burst in the next 5 years?
7-22-17
July 22, 2017, 10 a.m.
Can the Bull Market keep rolling in the second half of 2017? Mike shares his thoughts about the current market environment.
7-15-17
July 15, 2017, 10 a.m.
Medicare versus Medicaid: what is the difference and how do you qualify? Elder Law attorney, Chad Groover, joins Mike to dig deep into this very important subject.
7-08-17
July 8, 2017, 10 a.m.
Don’t make this mistake when inheriting an IRA: Part II
7-01-17
July 1, 2017, 10 a.m.
Don’t make this CRITICAL mistake when inheriting and IRA!! Mike explains the potential problem if a beneficiary doesn’t claim the benefit from an IRA on a timely basis!
6-17-17
June 17, 2017, 10 a.m.
What does the future look like for gasoline prices? Who produces more oil—Saudi Arabia, Russia or the U.S.?
6-10-17
June 10, 2017, 10 a.m.
Is it as easy to make money in a stock when it is going down as it is when it is going up? Mike discusses the challenges with “selling short”!
6-03-17
June 3, 2017, 10 a.m.
Talking Money hosts a FREE community “Shred Day.” Jo Thompson from Home Trust Bank and Stephen Stokes, CPA, join Mike to warn listeners about the dangers of identity theft and why shredding is so important!
5-20-17
May 20, 2017, 10 a.m.
How to turn wealth into income!
5-06-17
May 6, 2017, 10 a.m.
Get real answers about Social Security Benefits: Part 2 - Eddie Holland, CPA, CFP® joins Mike for this series.
4-29-17
April 29, 2017, 10 a.m.
Get real answers about Social Security Benefits: Part 1 - Eddie Holland, CPA, CFP® joins Mike for this series.
4-22-17
April 22, 2017, 10 a.m.
What is your greatest fear in retirement? New survey reveals the greatest fears current retirees are facing!
4-08-17
April 8, 2017, 10 a.m.
Is the 10-year US Treasury Note on its way back down to 1% (currently about 2.40%)? Plus, are the big brokerages predicting correctly that the US stock market will have lower than average returns for the next ten years?
4-01-17
April 1, 2017, 10 a.m.
Economist, Fox Business & CNBC contributor Jerry Bowyer joins Mike to discuss his thoughts on the current valuation of the S&P 500 versus other stock markets around the world.
3-25-17
March 25, 2017, 10 a.m.
How much can it cost you to listen to the “experts” on the business news channels? Mike tells the story of now 95 year old Marty Bannon’s expensive, regretful decision!
3-18-17
March 18, 2017, 10 a.m.
The number one activity you need to accomplish to get and keep a good credit score! Juliana Harris, PMP, Communications Director for the SC Department of Consumer Affairs, discusses the inner workings of your credit report.
3-11-17
March 11, 2017, 10 a.m.
Gordon, a radio listener in his 70’s, asked “Where can I get more than 1% and still keep my money safe”?
3-4-17
March 4, 2017, 10 a.m.
Are stocks currently in a “Bubble” and ready to take a fall? Mike gives his thoughts on the current state of the economy and stock market.
2-18-17
Feb. 18, 2017, 10 a.m.
Eddie Holland, CPA, CFP® and Jeremy Weaver, CPA, PFS give you some tax tips to make 2017 a less taxing year! Also, what effect will President Trump’s tax proposal have on the U.S economy as a whole as well as you personally.
2-11-17
Feb. 11, 2017, 10 a.m.
Mike unpacks the confusing world of beneficiary designations - Part II. Which comes first, your Last Will and Testament or the person you named as the beneficiary on your IRA or life insurance contract?
2-4-17
Feb. 4, 2017, 10 a.m.
Mike unpacks the confusing world of beneficiary designations - Part I. Have you disinherited your grandchildren from your IRA?
1-28-17
Jan. 28, 2017, 10 a.m.
Dow hits record high!! Which company stocks helped the Dow reach 20,000? Is it time to bail out?
1-21-17
Jan. 21, 2017, 10 a.m.
Mike exposes the futility of the “gloom and doom” predictions and gives a rational outlook for 2017.
1-14-17
Jan. 14, 2017, 10 a.m.
Head for the hills!! Mike warns listeners not to heed the dire predictions from charlatans trying to scare you into buying their “risk free” system or newsletter.
2016
12-17-16
Dec. 17, 2016, 10 a.m.
End of year tax-saving moves you can still make! Plus, Mike tells you how to itemize your deductions even when you don’t think you can!!
12-10-16
Dec. 10, 2016, 10 a.m.
Property taxes—what you need to know! Greenville County Auditor Scott Case, CPA is Mike’s guest.
12-03-16
Dec. 3, 2016, 10 a.m.
The post-election Trump victory stock market rally—is it for real or just full of hope!
11-19-16
Nov. 19, 2016, 10 a.m.
Estate Planning attorney Randy Fisher joins Mike to discuss what to do when mom and dad die without a will. Plus, what is unique about assets held in a Community Property State like California.
11-12-16
Nov. 12, 2016, 10 a.m.
Do you have an Advance Funeral Plan? Julian Ward joins Mike as they discuss how to plan--and pay for--your funeral. If you prepay, be sure to look for the word “guaranteed”!
11-05-16
Nov. 5, 2016, 10 a.m.
Mike and PlanFIRST advisor, Eddie Holland, CPA, CFP®, discuss the need for life insurance in retirement, including what kind to buy and how to keep your life insurance, but not pay any more premiums!
10-29-16
Oct. 29, 2016, 10 a.m.
5 things investors can do to help relieve the stress of the election—or any other event!
10-22-16
Oct. 22, 2016, 10 a.m.
The number one action you should take now to prepare for the Fed’s next rate hike! Chief Investment Officer and Portfolio Manager, Rusty Leonard joins Mike at the 2016 Euro Auto Festival.
10-15-16
Oct. 15, 2016, 10 a.m.
Top 5 Practical Tips to Protect Yourself from Fraud
10-08-16
Oct. 8, 2016, 10 a.m.
The best ways to protect your assets in retirement without buying an expensive annuity!
10-01-16
Oct. 1, 2016, 10 a.m.
Wondering what is going on with the stock market and the economy in 2016? Mike discusses the good, the bad, and the ugly for the first 9 months of the year.
09-17-16
Sept. 17, 2016, 10 a.m.
Are you considering an Allianz 222 annuity? Listen here first! - Part II
09-10-16
Sept. 10, 2016, 10 a.m.
Are you considering an Allianz 222 annuity!! Listen here first! - Part I
8-20-16
Aug. 20, 2016, 10 a.m.
Beware of advisors who show their credibility by using what are really awards for sales, or say they are featured in a well-known financial publication when all they did was buy an advertisement!!
8-13-16
Aug. 13, 2016, 10 a.m.
Miracle Hill Ministries—the best kept secret in the Upstate! Dr. Bryce Norton, CEO of Miracle Hill Ministries, is Mike’s guest.
8-06-16
Aug. 6, 2016, 10 a.m.
Mike and his guest, Jeremy Weaver, CPA/PFS, discuss the danger of not keeping track of the basis in your IRA.
7-30-16
July 30, 2016, 10 a.m.
Two Strategies for Tax-Effective Giving. Adam Kleinfelter, CFP®, CAP®, and Mauldin Avinger, CFP®, AEP®, join Mike in this important discussion.
7-16-16
July 16, 2016, 10 a.m.
A stock market “high” doesn’t necessarily mean a stock market “top.” Plus, some firms say they provide “Wealth Management”—is it yours or theirs!
6-25-16
June 25, 2016, 10 a.m.
Mike puts some calm perspective on the Brexit vote and finishes his discussion on the best strategies for taking retirement income.
6-18-16
June 18, 2016, 10 a.m.
Unpacking the confusing world of retirement income taxes!
06-04-16
June 4, 2016, 10 a.m.
Are you ready for the coming economic earthquake? The Chinese Yuan about to take over the U.S. Dollar as the “go-to” currency!
Mike gives his usual level-headed take on these recent headlines.
5-21-16
May 21, 2016, 10 a.m.
Live from the Good News Club Spectacular—Plus how to give and save taxes too!
5-14-16
May 14, 2016, 10 a.m.
Mike discusses the ins and outs of financial enabling and explains how to handle this sensitive situation.
5-7-16
May 7, 2016, 10 a.m.
Is the U.S. economy an ailing rabbit or a healthy turtle? Economist Dr. Jim Rook, PlanFIRST’s Chief Investment Officer, joins Mike in a very informative discussion.
4-30-16
April 30, 2016, 10 a.m.
Health care, long-term care and your money – Mike and PlanFIRST advisor Jeremy Weaver, CPA/PFS, share valuable information you need to know as you plan for retirement.
4-23-16
April 23, 2016, 10 a.m.
The S&P 500 is the most “overbought” index in the last three years–what happens next? Is a Family Dynasty Trust (using life insurance to leverage your IRA) right for you?
4-16-16
April 16, 2016, 10 a.m.
IRA distributions strategies—Part II: How to make the most of the Qualified Charitable Distribution (QCD). Plus, Mike answers a question from Larry, a listener, about PlanFIRST versus annuity fees.
4-9-16
April 9, 2016, 10 a.m.
IRA distribution strategies-Part I Mike reveals how to minimize taxes when taking IRA distributions or non-qualified annuities!
4-2-16
April 2, 2016, 10 a.m.
A 22-year-old listener asks if his $10,000 Roth IRA is the right place to be; a 93-year-old listener asks about an alternative to low-yielding CDs; another listener asks, “How much are PlanFIRST’s fees?”
3-26-16
March 26, 2016, 10 a.m.
Mike introduces www.mikemillerinsights.com. He also reviews the current state of the markets and the economy, including his prediction on gas prices for the next several years.
3-19-16
March 19, 2016, 10 a.m.
Does your financial advisor work for you or for his company? Jeremy Weaver, CPA/PFS, joins Mike to discuss the fiduciary standard versus the suitability standard.
3-12-16
March 12, 2016, 10 a.m.
Don’t forget to claim all of the tax credits (better than deductions!) available to you. Al Hodges, CPA, joins Mike for this informative discussion.
3-05-16
March 5, 2016, 10 a.m.
The price volatility of gold–is it as shiny as the companies selling gold say it is? Plus, learn why protecting your passwords is like keeping a spare key to your home.
2-27-16
Feb. 27, 2016, 10 a.m.
What happens when your “hedge” fund hedges the wrong way at the wrong time? Mike answers Keith’s questions about Kaizen Hedged Premium Spreads Fund. Also, how nervous should retirees be about the market?
2-20-16
Feb. 20, 2016, 10 a.m.
Greenville County Probate Judge Debora Faulkner joins Mike live. A listener asks Judge Faulkner what recourse she has with her brother who moved their dad’s assets from a Living Trust into a joint account with him—STICKY situation!
2-06-16
Feb. 6, 2016, 10 a.m.
How to add a beneficiary to a non-IRA and avoid probate.
1-30-16
Jan. 30, 2016, 10 a.m.
Gas prices should stay relatively low for a long time—here’s why.
1-16-16
Jan. 16, 2016, 10 a.m.
Mike discusses the potential permanent losses–and how to avoid them–due to “myopic loss aversion.”
1-09-16
Jan. 9, 2016, 10 a.m.
Mike answers a caller's question about the wisdom of attending one of the “financial planning” adult education courses taught at
a local college. Plus, he reveals the asset classes that actually started the year in the black.
2015
12-19-15
Dec. 19, 2015, 10 a.m.
Year-end tax strategies you will want to act on now!
12-12-15
Dec. 12, 2015, 10 a.m.
What were the “Pros” predicting for the stock market in 2015? Are the “experts” ever right?
12-5-15
Dec. 5, 2015, 10 a.m.
Mike unpacks the main selling points of annuities and how to be sure you are getting what you bargained for.
11-21-15
Nov. 21, 2015, 10 a.m.
Social Security changes - What to do and what not to do. Mike talks with guest expert, Eddie Holland, CPA, CFP.
11-14-15
Nov. 14, 2015, 10 a.m.
Mike and his guest, Jeremy Weaver, CPA, PFS, talk about the advantages of a Special Needs Trust
11-07-15
Nov. 7, 2015, 10 a.m.
Mike reviews the pros and cons of 3 types of accounts that can be used to fund your child’s/grandchild’s education.
10-31-15
Oct. 31, 2015, 10 a.m.
Is there a correlation between “free” lunches and high commission products or is it just a coincidence?
10-24-15
Oct. 24, 2015, 10 a.m.
The US Dollar and economy did not COLLAPSE as some predicted. Also, Mike gives some year-end tax planning advice, specifically regarding mutual fund distributions.
10-17-15
Oct. 17, 2015, 10 a.m.
Mike broadcasts live from the Euro Auto Festival. Reports of the U.S dollar and economy collapsing have been greatly exaggerated!
10-10-15
Oct. 10, 2015, 10 a.m.
Mike answers Rob’s (Seneca) questions about the Quantitative Easing (QE) and inflation. Plus, what is the difference between Fee-only advisor like PlanFIRST and fee plus commission advisors?
10-3-15
Oct. 3, 2015, 10 a.m.
Paul and Michelle get a money makeover from Mike and Hans Blake, CPA, CFA.
9-26-15
Sept. 26, 2015, 10 a.m.
Radio listener, Mike, called in to ask about the income and estate tax effect of inheriting CDs from his mom.
9-19-15
Sept. 19, 2015, 10 a.m.
Mike talks about the recent Federal Reserve Fed Fund rate decision. Also, he answers David’s questions about the types of assets that a Personal Representative can charge a fee on for settling an estate and how long you have to change a jointly held property to your own name.
9-12-15
Sept. 12, 2015, 10 a.m.
Avoiding IRA Mistakes: Part II Planning for Required Minimum Distributions (RMD) for Inherited IRAs versus age 70 ½ Retirement RMDs.
8-29-15
Aug. 29, 2015, 10 a.m.
How to avoid making some of the most common IRA mistakes!
8-22-15
Aug. 22, 2015, 10 a.m.
Is it time to get out of the stock market? Mike gives a market update and warns about some annuity traps!
8-15-15
Aug. 15, 2015, 10 a.m.
Mike speaks with former top Templeton money manager, Rusty Leonard, about China and the U.S. Economy.
8-01-15
Aug. 1, 2015, 10 a.m.
Mike reveals the Dirty Dozen Economic Disaster Tripwires.
7-25-15
July 25, 2015, 10 a.m.
Is the stock market overvalued or just right? Mike reviews historic Price/Earnings Ratios and other stock indicators.
7-18-15
July 18, 2015, 10 a.m.
Mike and PlanFIRST’s Research Analyst, Hans Blake, CPA, CFA, discuss the extensive research the firm uses, and the economic troubles in Greece and China.
7-11-15
July 11, 2015, 10 a.m.
Mike answers the questions Millennials are asking—Part II.
7/4/15
July 4, 2015, 10 a.m.
Mike answers the questions Millennials are asking—Part I.
6-20-15
June 20, 2015, 10 a.m.
Mike warns about 5 misleading investment pitches and also has an important Father’s Day message!
6-13-15
June 13, 2015, 10 a.m.
Crystal Balls and Stock Market predictions—both useless!
06-06-15
June 6, 2015, 10 a.m.
Fear sells—Buyer BEWARE!! Jeremy Weaver, CPA, PFS joins Mike for this discussion.
5-16-15
May 16, 2015, 10 a.m.
Creatures of Habit—how to avoid the biggest mistakes investors make!
5-9-15
May 9, 2015, 10 a.m.
How to preserve liability protection in your 401K when you do an IRA rollover—tax attorney Randy Fisher is Mike’s guest.
5-2-15
May 2, 2015, 10 a.m.
How to avoid making a HUGE mistake when inheriting an IRA
4-25-15
April 25, 2015, 10 a.m.
Is the US heading toward an economic depression worse than 1929? Part II
4-18-15
April 18, 2015, 10 a.m.
Is the US heading toward an economic depression worse than 1929? Mike shares his latest research on the economy and markets. Part I
4-11-15
April 11, 2015, 10 a.m.
"How to get control of your out-of-control debt!” Mike speaks with the folks at Christian Credit Counselors.
4-4-15
April 4, 2015, 10 a.m.
5 of the most overlooked tax deductions! Special Guest Mark Swanson, CPA
3-28-15
March 28, 2015, 10 a.m.
When is a guarantee not really a guarantee? Annuities explained—Part II
3-21-15
March 21, 2015, 10 a.m.
Part 1 of 2: Annuities 101-be careful out there!
3-14-15
March 14, 2015, 10 a.m.
How to be sure you get the most from your Social Security benefits. Eddie Holland, CPA, CFP is Mike’s guest expert.
3-7-15
March 7, 2015, 10 a.m.
Mike discusses the 2 investments that have performed better than the S & P 500. Plus, Mike interviews country singer/songwriter, Jimmy Wayne.
2-28-15
Feb. 28, 2015, 10 a.m.
It’s tax season and the scammers are out in full force. Mike discusses how to avoid being a victim of a tax scam!
2-21-15
Feb. 21, 2015, 10 a.m.
Mike and guest, estate planning attorney Joel Stoudenmire, discuss how to be sure you don't inadvertently disinherit your spouse.
2-14-15
Feb. 14, 2015, 10 a.m.
If you inherit an IRA, be sure you follow the rules or you may be in for a nasty surprise at tax time.
1-31-15
Jan. 31, 2015, 10 a.m.
Mike interviews Congressman Trey Gowdy concerning the government debt/deficit and the new Congress.
1-24-15
Jan. 24, 2015, 10 a.m.
Mike explains the various types of IRAs (including the backdoor Roth) and why it can be a good idea to have some of each.
1-17-15
Jan. 17, 2015, 10 a.m.
Mike discusses one of the most overlooked estate planning issues -- IRA and life insurance beneficiaries.
1-10-15
Jan. 10, 2015, 10 a.m.
Mike continues last week's discussion about the prospects for the markets and economy in 2015.
1-3-15
Jan. 3, 2015, 10 a.m.
Mike gives an overview of what to expect for the markets and the economy in 2015. Can we trust what the analysts are predicting?
2014
12-13-14
Dec. 13, 2014, 10 a.m.
Emergency room physician, Dr. Ed Leap, joins Mike to discuss how the ACA (Obamacare) has affected the emergency room and other areas of medical practice.
11-22-14
Nov. 22, 2014, 10 a.m.
Mike discusses how PlanFIRST differs from the usual large brokerage firm with Jeremy Weaver, CPA, the newest member of the PlanFIRST team. Mike and Jeremy also discuss capital gains distributions for mutual funds.
11-15-14
Nov. 15, 2014, 10 a.m.
Can you get a copy of a family member's Will even if you are not the Personal Representative? How can you protect a parent that has signs of dementia from being taken advantage of by fundraisers -- even supposedly conservative ones?
10-25-14
Oct. 25, 2014, 10 a.m.
Radio listeners Allan in Spartanburg, Lacey from Columbia, and Jim from Pendleton ask Mike's thoughts on investing in their 401(k), bond portfolio allocation, and how to get stock advice for an 11 year old son.
10-18-14
Oct. 18, 2014, 10 a.m.
Mike discusses the importance of diversification in light of the recent high volatility in the stock market.
10-11-14
Oct. 11, 2014, 10 a.m.
Mike and his guests, Edward Earwood with Advance Carolina and John McCormick with Hidden Treasure Christian School, discuss the SC Education Credit for Exceptional Needs Children
10-4-14
Oct. 4, 2014, 10 a.m.
Mark is Power of Attorney for his 80 year old aunt and Successor Guardian for his cousin and they live together out of state. Mike answers Mark's questions about his aunt's investments as well as Mike's recommendation about Mark's aunt moving closer to Mark.
9-27-14
Sept. 27, 2014, 10 a.m.
Is gold crushed for good or is it about to make a comeback?
9-20-14
Sept. 20, 2014, 10 a.m.
Mike cautions Mary about the tax costs of getting her 401(k) as a direct payment. Also, when is the Net Unrealized Appreciation option for getting company stock a good idea?
9-13-14
Sept. 13, 2014, 10 a.m.
Are large company stocks going to keep the lead or are small company stocks about to take off?
9-6-14
Sept. 6, 2014, 10 a.m.
How to make your shopping trips much more cost effective--and still have fun! Mike's wife, Cathy, shares her shopping "secrets"! Plus, should you buy a used or a new car? The answer may surprise you!
8-30-14
Aug. 30, 2014, 10 a.m.
Mike talks about driverless cars and other encouraging news on the technology front.
8-23-14
Aug. 23, 2014, 10 a.m.
Mike discusses the good and the bad on the current state of the economy.
8-16-14
Aug. 16, 2014, 10 a.m.
Part II - Eddie Holland, CPA, CFP® joins Mike for a discussion on when to start taking Social Security retirement income.
8-9-14
Aug. 9, 2014, 10 a.m.
Part I - Eddie Holland, CPA, CFP® joins Mike for a discussion on when to start taking Social Security retirement income.
8-2-14
Aug. 2, 2014, 10 a.m.
What is the Consumer Price Index (CPI) and how is your personal inflation rate different?
7-26-14
July 26, 2014, 10 a.m.
The sky is falling--again!! Mike talks about why doomsday books are so popular.
7-19-14
July 19, 2014, 10 a.m.
Mike answers a caller's question about how his Roth IRA distribution will be taxed. Plus, should you always take retirement income from IRAs last?
7-12-14
July 12, 2014, 10 a.m.
Susan said "I hate bonds!" Mike explains how bonds make money and when it makes sense to include in your portfolio.
6-28-14
June 28, 2014, 10 a.m.
What is the "back door" Roth IRA technique and how does it potentially benefit high income earners?
6-21-14
June 21, 2014, 10 a.m.
Mike picks apart the idea of always buying or owning 5-Star mutual funds!
6-14-14
June 14, 2014, 10 a.m.
Estate planning attorney Daniel Hicks and Mike discuss property that a Will or Trust doesn't control its disposition.
6-7-14
June 7, 2014, 10 a.m.
How women think differently from men when it comes to investing!
5-31-14
May 31, 2014, 10 a.m.
Renée from Columbia, SC asks Mike about the value of using a 529 plan for college expenses.
5-24-14
May 24, 2014, 10 a.m.
David Smith, CPA and Mike discuss U.S. income taxes and the foreign income exclusion.
5-17-14
May 17, 2014, 10 a.m.
Mike answers Ron's question about when he could take money out of a Roth IRA without a penalty or taxes.
5-10-14
May 10, 2014, 10 a.m.
Is the stock market getting ready to spring forward in post-Obama America?
5-3-14
May 3, 2014, 10 a.m.
Mike discusses with Chris his question about the differences between term and whole life insurance.
4-26-14
April 26, 2014, 10 a.m.
Mike gives an expanded market update with some good news and not-so-good news and some advice on what to do about it.
4-19-14
April 19, 2014, 10 a.m.
What is the difference between a sector fund and a diversified fund--and which is better?
4-12-14
April 12, 2014, 10 a.m.
Who is the "Safe Money Millionaire"--what they are really selling!
04-05-14
April 5, 2014, 10 a.m.
Mike answers listeners' questions at the Live remote broadcast from the offices of PlanFIRST.
4-4-14
April 4, 2014, 9 a.m.
The Mike Gallagher Show interviews Mike Miller
03-15-14
March 15, 2014, 10 a.m.
03-08-14
March 8, 2014, 10 a.m.
03-01-14
March 1, 2014, 10 a.m.
02-22-14
Feb. 22, 2014, 10 a.m.
02-15-14
Feb. 15, 2014, 10 a.m.
02-08-14
Feb. 8, 2014, 10 a.m.
Mike's guest, Stephen Stokes, CPA, takes your tax questions. (Stokes and Bales CPAs, www.stokesbalescpa.com, 864-242-1418)
02-01-14
Feb. 1, 2014, 10 a.m.
01-25-14
Jan. 25, 2014, 10 a.m.
01-11-14
Jan. 11, 2014, 10 a.m.
01-04-14
Jan. 4, 2014, 10 a.m.
2013
12-28-13
Dec. 28, 2013, 10 a.m.
12-21-13
Dec. 21, 2013, 10 a.m.
12-14-13
Dec. 14, 2013, 10 a.m.
12-07-13
Dec. 7, 2013, 10 a.m.
11-23-13
Nov. 23, 2013, 10 a.m.
11-16-13
Nov. 16, 2013, 10 a.m.
11-09-13
Nov. 9, 2013, 10 a.m.
11-2-13
Nov. 2, 2013, 10 a.m.
10-26-13
Oct. 26, 2013, 10 a.m.
10-19-13
Oct. 19, 2013, 10 a.m.
10-12-13
Oct. 12, 2013, 10 a.m.
10-5-13
Oct. 5, 2013, 10 a.m.
Mike, along with his special guest Hans Blake (an investment research analyst at PlanFIRST), talks about how you should design a portfolio.
9-28-13
Sept. 28, 2013, 10 a.m.
9-21-13
Sept. 21, 2013, 10 a.m.
9-14-13
Sept. 14, 2013, 10 a.m.
9-7-13
Sept. 7, 2013, 10 a.m.
8-24-13
Aug. 24, 2013, 10 a.m.
8-17-13
Aug. 17, 2013, 10 a.m.
8-10-13
Aug. 10, 2013, 10 a.m.
7-27-13
July 27, 2013, 10 a.m.
7-20-13
July 20, 2013, 10 a.m.
7-13-13
July 13, 2013, 10 a.m.
7-6-13
July 6, 2013, 10 a.m.
6-29-13
June 29, 2013, 10 a.m.
6-22-13
June 22, 2013, 10 a.m.
6-15-13
June 15, 2013, 10 a.m.
6-8-13
June 8, 2013, 10 a.m.
5-25-13
May 25, 2013, 10 a.m.
5-18-13
May 18, 2013, 10 a.m.
5-11-13
May 11, 2013, 10 a.m.
5-4-13
May 4, 2013, 10 a.m.
4-27-13
April 27, 2013, 10 a.m.
4-20-13
April 20, 2013, 10 a.m.
4-6-13
April 6, 2013, 10 a.m.
3-30-13
March 30, 2013, 10 a.m.
3-23-13
March 23, 2013, 10 a.m.
3-16-13
March 16, 2013, 10 a.m.
3-9-13
March 9, 2013, 10 a.m.
3-2-13
March 2, 2013, 10 a.m.
2-23-13
Feb. 23, 2013, 10 a.m.
2-16-13
Feb. 16, 2013, 10 a.m.
2-9-13
Feb. 9, 2013, 10 a.m.
2-2-13
Feb. 2, 2013, 10 a.m.
1-26-13
Jan. 26, 2013, 10 a.m.
1-19-13
Jan. 19, 2013, 10 a.m.
1-12-13
Jan. 12, 2013, 10 a.m.
2012
12-22-12
Dec. 22, 2012, 10 a.m.
12-15-12
Dec. 15, 2012, 10 a.m.
12-8-12
Dec. 8, 2012, 10 a.m.
12-1-12
Dec. 1, 2012, 10 a.m.
11-10-12
Nov. 10, 2012, 10 a.m.
11-3-12
Nov. 3, 2012, 10 a.m.
10-27-12
Oct. 27, 2012, 10 a.m.
10-20-12
Oct. 20, 2012, 10 a.m.
10-13-12
Oct. 13, 2012, 10 a.m.
10-6-12
Oct. 6, 2012, 10 a.m.
Mike talks about some things you should consider in the estate planning process.
9-29-12
Sept. 29, 2012, 10 a.m.
Mike shares some key questions to ask when considering a self-directed IRA.
9-22-12
Sept. 22, 2012, 10 a.m.
9-15-12
Sept. 15, 2012, 10 a.m.
9-8-12
Sept. 8, 2012, 10 a.m.
Mike interviews his special guest, Ken Ham, who is president/CEO and founder of Answers in Genesis-U.S. and the highly acclaimed Creation Museum (http://www.arkencounter.com).
9-1-12
Sept. 1, 2012, 10 a.m.
Mike talks about the process and benefits of finding someone to manage your financial portfolio.
8-25-12
Aug. 25, 2012, 10 a.m.
8-18-12
Aug. 18, 2012, 10 a.m.
8-11-12
Aug. 11, 2012, 10 a.m.
7-28-12
July 28, 2012, 10 a.m.
7-21-12
July 21, 2012, 10 a.m.
7-14-12
July 14, 2012, 10 a.m.
7-7-12
July 7, 2012, 10 a.m.
6-30-12
June 30, 2012, 10 a.m.
6-23-12
June 23, 2012, 10 a.m.
6-16-12
June 16, 2012, 10 a.m.
6-9-12
June 9, 2012, 10 a.m.
6-2-12
June 2, 2012, 10 a.m.
5-19-12
May 19, 2012, 10 a.m.
5-12-12
May 12, 2012, 10 a.m.
5-5-12
May 5, 2012, 10 a.m.
4-28-12
April 28, 2012, 10 a.m.
4-21-12
April 21, 2012, 10 a.m.
4-7-12
April 7, 2012, 10 a.m.
3-31-12
March 31, 2012, 10 a.m.
3-24-12
March 24, 2012, 10 a.m.
3-17-12
March 17, 2012, 10 a.m.
3-10-12
March 10, 2012, 10 a.m.
3-3-12
March 3, 2012, 10 a.m.
2-25-12
Feb. 25, 2012, 10 a.m.
2-18-12
Feb. 18, 2012, 10 a.m.
2-11-12
Feb. 11, 2012, 10 a.m.
2-4-12
Feb. 4, 2012, 10 a.m.
1-28-12
Jan. 28, 2012, 10 a.m.
1-21-12
Jan. 21, 2012, 10 a.m.
1-14-12
Jan. 14, 2012, 10 a.m.
1-7-12
Jan. 7, 2012, 10 a.m.
2011
12-17-11
Dec. 17, 2011, 10 a.m.
12-10-11
Dec. 10, 2011, 10 a.m.
12-3-11
Dec. 3, 2011, 10 a.m.
11-19-11
Nov. 19, 2011, 10 a.m.
11-12-11
Nov. 12, 2011, 10 a.m.
11-5-11
Nov. 5, 2011, 10 a.m.
10-29-11
Oct. 29, 2011, 10 a.m.
10-22-11
Oct. 22, 2011, 10 a.m.
10-15-11
Oct. 15, 2011, 10 a.m.
10-8-11
Oct. 8, 2011, 10 a.m.
10-1-11
Oct. 1, 2011, 10 a.m.
9-24-11
Sept. 24, 2011, 10 a.m.
9-10-11
Sept. 10, 2011, 10 a.m.
9-3-11
Sept. 3, 2011, 10 a.m.
8-27-11
Aug. 27, 2011, 10 a.m.
8-20-11
Aug. 20, 2011, 10 a.m.
8-13-11
Aug. 13, 2011, 10 a.m.
8-6-11
Aug. 6, 2011, 10 a.m.
7-30-11
July 30, 2011, 10 a.m.
7-23-11
July 23, 2011, 10 a.m.
7-9-11
July 9, 2011, 10 a.m.
7-2-11
July 2, 2011, 10 a.m.
6-25-11
June 25, 2011, 10 a.m.
6-18-11
June 18, 2011, 10 a.m.
6-11-11
June 11, 2011, 10 a.m.
6-4-11
June 4, 2011, 10 a.m.
5-28-11
May 28, 2011, 10 a.m.
5-21-11
May 21, 2011, 10 a.m.
5-7-11
May 7, 2011, 10 a.m.
4-30-11
April 30, 2011, 10 a.m.
4-23-11
April 23, 2011, 10 a.m.
4-16-11
April 16, 2011, 10 a.m.
4-9-11
April 9, 2011, 10 a.m.
3-26-11
March 26, 2011, 10 a.m.
3-19-11
March 19, 2011, 10 a.m.
3-12-11
March 12, 2011, 10 a.m.
3-5-11
March 5, 2011, 10 a.m.
2-26-11
Feb. 26, 2011, 10 a.m.
2-12-11
Feb. 12, 2011, 10 a.m.
2-5-11
Feb. 5, 2011, 10 a.m.
1-29-11
Jan. 29, 2011, 10 a.m.
1-15-11
Jan. 15, 2011, 10 a.m.
1-8-11
Jan. 8, 2011, 10 a.m.
2010
12-18-10
Dec. 18, 2010, 10 a.m.
12-11-10
Dec. 11, 2010, 10 a.m.
12-4-10
Dec. 4, 2010, 10 a.m.
11-20-10
Nov. 20, 2010, 10 a.m.
11-6-10
Nov. 6, 2010, 10 a.m.
10-30-10
Oct. 30, 2010, 10 a.m.
10-23-10
Oct. 23, 2010, 10 a.m.
10-16-10
Oct. 16, 2010, 10 a.m.
10-9-10
Oct. 9, 2010, 10 a.m.
10-2-10
Oct. 2, 2010, 10 a.m.
9-25-10
Sept. 25, 2010, 10 a.m.
9-18-10
Sept. 18, 2010, 10 a.m.
9-11-10
Sept. 11, 2010, 10 a.m.
9-4-10
Sept. 4, 2010, 10 a.m.
8-28-10
Aug. 28, 2010, 10 a.m.
8-21-10
Aug. 21, 2010, 10 a.m.
Mike and his guest, Bobby McDonald, Executive Director of the South Carolina Christian Foundation (864-949-5802, www.sccfonline.org, share some unique ways for people to streamline the charitable gift-giving process.
8-14-10
Aug. 14, 2010, 10 a.m.
8-7-10
Aug. 7, 2010, 10 a.m.
7-31-10
July 31, 2010, 10 a.m.
7-24-10
July 24, 2010, 10 a.m.
7-17-10
July 17, 2010, 10 a.m.
7-3-10
July 3, 2010, 10 a.m.
6-26-10
June 26, 2010, 10 a.m.
6-12-10
June 12, 2010, 10 a.m.
6-5-10
June 5, 2010, 10 a.m.
5-22-10
May 22, 2010, 10 a.m.
5-15-10
May 15, 2010, 10 a.m.
5-8-10
May 8, 2010, 10 a.m.
4-24-10
April 24, 2010, 10 a.m.
4-17-10
April 17, 2010, 10 a.m.
4-10-10
April 10, 2010, 10 a.m.
4-3-10
April 3, 2010, 10 a.m.
3-20-10
March 20, 2010, 10 a.m.
3-13-10
March 13, 2010, 10 a.m.
3-6-10
March 6, 2010, 10 a.m.
2-27-10
Feb. 27, 2010, 10 a.m.
2-20-10
Feb. 20, 2010, 10 a.m.
2-13-10
Feb. 13, 2010, 10 a.m.
2-6-10
Feb. 6, 2010, 10 a.m.
1-30-10
Jan. 30, 2010, 10 a.m.
1-23-10
Jan. 23, 2010, 10 a.m.
1-16-10
Jan. 16, 2010, 10 a.m.
1-9-10
Jan. 9, 2010, 10 a.m.
1-2-10
Jan. 2, 2010, 10 a.m.
2009
12-19-09
Dec. 19, 2009, 10 a.m.
12-12-09
Dec. 12, 2009, 10 a.m.
11-21-09
Nov. 21, 2009, 10 a.m.
11-14-09
Nov. 14, 2009, 10 a.m.
11-07-09
Nov. 7, 2009, 10 a.m.
10-31-09
Oct. 31, 2009, 10 a.m.
10-24-09
Oct. 24, 2009, 10 a.m.
10-3-09
Oct. 3, 2009, 10 a.m.